Don't let your home loan break the bank.

RateTracker monitors your home loan interest rate every 30 days, so you know you're getting the best rate.

We were tired of banks letting down our clients, so we decided to do something about it.

RateTracker is a free, secure service that monitors your interest rate and automatically detects if you're paying more than you should.

A two storey house, with a green car parked out front
A graphic of a text message received from RateTracker that says "Hey John, 
Rate Tracker has identified a “Rate Breach” on your loan account Smith Home Loan. 

You don’t have to do anything just yet, the customer care team are jumping on the phone to renegotiate with your bank for you. If we don’t have any luck, we’ll be in touch to discuss your options. We look forward to chatting again soon. 

The RateTracker Team"

Your home loan on autopilot.

We use real-time interest rate monitoring technology to review your loan every 30 days, notifying you if your rate goes above a set standard.

Comprehensive coverage.

We capture and compare data from the whole market – that means rates from hundreds of Australian banks.

A new modern house at dusk with lights on inside.
A grid of 9 Australian bank logos

Secure technology.

We partner with your bank using Open Banking. This new technology allows us access to only your interest rate, all the rest of your personal data is secure. 

Reviews

What people say.

"Secure, simple, seamless."

Hear what Anthony has to say.

"The perfect time management tool."

Hear what Leigh has to say.

Calculate your savings. Then put them on autopilot.

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Total Lifetime Savings

Cover switching costs within 1 months.

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Estimated Repayments

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*WE ASSUME A TERMINATION FEE OF $365 FOR THE EXISTING LOAN, AN APPLICATION FEE OF $365 FOR THE NEW LOAN AND THAT BOTH LOANS HAVE A $10 MONTHLY FEE. THIS CALCULATION DOES NOT TAKE INTO ACCOUNT AN INTRODUCTORY RATE, OR WHETHER THE LOAN TYPE IS INVESTMENT OR OWNER OCCUPIER. FOR MORE ACCURATE FIGURES, PLEASE CONTACT YOUR BANK OR MORTGAGE BROKER.
$
2.6
m
saved by refinancing since March 2020
$
262
k
saved in interest since SEP 2021
$
3,489
Average amount overpayed per year
$
0
Fees to use RateTracker

How it works.

1

Secure sync.

Our safe and secure syncing process means connecting is easy and takes just a few minutes.

Security

2

Track your rates.

Your home loan review is on auto pilot. You'll be notified when there is a rate breach.

Our FAQ

3

Contact the bank.

We do all the hard work for you, negotiating a better rate with your bank. Easy peasy.

Start Saving

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